Liberty National Bank respects the privacy expectations and rights of its customers regarding financial information and other related information which the bank has or gathers in the normal course of business.
Liberty National Bank collects, retains, and uses information about individual customers only when we believe it would be useful (and allowed by law) in administering our business and to provide products, services, and other opportunities to customers. This information is obtained from application information, transaction information, and consumer report information.
Liberty National Bank may disclose certain information in the ordinary course of business and to other parties (described below) to provide information to customers regarding other products, services, or opportunities, which we feel, may be of interest to them. That information may include identifying information such as name, address, and Social Security number; transaction information such as account activity; account balances, and purchases; and information from consumer reports, such as credit history.
Liberty National Bank will not disclose nonpublic personal information about former customers after two years from the time they cease to be our customers. For the first two years, however, we may share this information in the same manner and to the same categories of other parties as we do with current customers. We may disclose identifying information we collect, as described above, to a vendor of nondeposit investment products, under a joint agreement between Liberty National Bank and the vendor. We may also provide such information to third parties to perform marketing on our behalf.
Liberty National Bank may disclose customer information to a vendor of nondeposit investment products, and to affiliate insurance providers, so that they might be able to offer you desirable products or services. We may also disclose customer information to other parties to provide marketing on our behalf.
You have separate opt out rights under the Fair Credit Reporting Act regarding the disclosure of information to bank-affiliated third parties.
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
Liberty National Bank makes disclosures to other nonaffiliated third parties as permitted by law.
