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Personal Checking Accounts
Personal Checking Accounts Liberty National Bank offers three types of checking accounts: LNB Direct, Smart Interest checking and the extraordinary benefits of eXtraordinary Checking. Plus, we offer benefits to make your account easier to manage. Because at Liberty, you can Expect the Best

Compare the benefits to decide which account is right for you.
Extraordinary Checking Smart  Checking LNB Direct Checking
  • FEES: Our best checking account for only $8.00 per month ($6.00 for seniors)
  • BENEFITS:
  • Unlimited Checking
  • Free personally imprinted extraordinary image checks; 50% discount for additional check styles
  • Free MasterMoney Checkcard
  • Free Liberty Express Online Banking
  • Free Bill Pay
  • Free Mobile Banking
  • Local and National Dining Savings
  • Local & Online Shopping Savings
  • Travel, Hotel and Recreational Savings
  • Cell Phone Protection
  • $5,000 Identity Theft Protection
  • Travel Protection and $10,000 travel accident insurance
  • FEES: Only $5.00 per month. Monthly fee is waived if you use your debit card 30 times within a statement cycle.
  • BENEFITS:
  • Earn our highest checking account interest rate of 2.0%*
  • Free MasterMoney Checkcard
  • Free Liberty Express Online Banking
  • Free Bill Pay
  • Free Mobile Banking
  • Free E-statements
  • $2,500 Identity Theft Protection
  • FEES: Only $5.00 per month. Monthly fee is waived if you use direct deposit or are a senior (60+) or a student.
  • BENEFITS:
  • Free MasterMoney Checkcard
  • Free Liberty Express Online Banking
  • Free Bill Pay
  • Free Mobile Banking
  • Free E-statements
  • $1,000 Identity Theft Protection
Online Banking Convenience with ATM or MasterMoney Check Card Mobile Banking

With Liberty Express® online banking, you can view your accounts and balances, make transfers, pay bills... anywhere, anytime, over the Internet. Learn more.

Enjoy the convenience of either ATM or MasterMoney check card with every account. Learn more about our MasterMoney card.

Mobile banking is now available on your cell phone, PDA or other mobile device. Download our Mobile Banking App for your device. Learn more.

Download Brochures and Applications for Checking, Liberty Express®, and MasterMoney:
 
 

The minimum deposit to open a checking account is $25.00. To open up a checking account with Liberty National Bank, customers must be within our primary market area.

* Certain restrictions may apply. There is a limit of one account per customer for the Smart Checking accounts. APY refers to Annual Percentage Yield. To earn 2.0% APY for Smart Checking, requirements are: 20 debits, Direct Deposit, E-statements, Sign up for Bill Pay; If requirements not met receive .10%; < $20,000 receive 2.0%; > $20,000 receive .5%; $5 monthly Smart Checking fee waived if 30 debits. The APY indicated is accurate as of 10/18/13 and is subject to change without notice.

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