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Personal Checking Accounts
Personal Checking Accounts Choose from Free Checking to our Smart and SuperSmart High Interest checking accounts; all with free benefits to make your account easier to manage and more secure. With Liberty checking, you can Expect the Best™ Download Checking Brochure
Download Checking Brochure.     

Smart, SuperSmart and Club Gold are our most popular personal checking accounts.
Smart Checking SuperSmart Checking Club Gold Checking
Free, Campus and FreshStart checking may suit customers with more specialized needs.
Smart Checking SuperSmart Checking Club Gold Checking
These FREE benefits are available with every Liberty National Bank checking account:
Online Banking Convenience with ATM or MasterMoney Check Card Peace of Mind with Identity Protection

With Liberty Express® online banking, you can view your accounts and balances, make transfers, pay bills... anywhere, anytime, over the Internet. Learn more.

Enjoy the convenience of either ATM or MasterMoney check card with every account. Learn more about our MasterMoney card.

Because Liberty National Bank is committed to helping to protect you from Identity Theft, ID ProtectALL service is free with all Liberty National Bank checking accounts. Learn more..

Download Brochures and Applications for Liberty Express®, MasterMoney and ID ProtectALL:

* Certain restrictions may apply. The minimum deposit to open the account is $25.00. To open up a checking account with Liberty National Bank, customers must be within our primary market area. There is a limit of one account per customer for the Smart and SuperSmart Checking accounts. APY refers to Annual Percentage Yield. To earn 3.01% APY for the SuperSmart Checking you must do 25 Debit Card transaction, Direct Deposit, E-statements and sign up for Bill Pay.  To earn 1.50% APY for the Smart Checking you must do 15 Debit Card Transactions, Direct Deposit, receive an E-Statement and sign up for Bill Pay. If you do not meet these requirements, then you will earn .10% APY. The APY indicated is accurate as of 2/1/12 and is subject to change without notice. There is an $8.00 a month fee for SuperSmart Checking, which could reduce the earnings on the account. The $8.00 fee is waived if 40 Debit Card Transactions are made during a statement cycle. If the SuperSmart checking exceeds a balance of $25,000 and the Smart checking exceeds a balance of $15,000, you will receive a .50% APY. We have a wide variety of checking accounts, with a variety of options and services to better meet your personal and business checking needs. These accounts include a Free Checking Account, our Club Gold Account and our new High Interest SuperSmart and Smart Checking Accounts.

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