Mortgage Rates:

Adjustable Rate Mortgages ^1,2,3

Term/Type	Rate	APR	Monthly Payment	Rate Cap
			(Initial)	(Year)	(Life)
30-Yr 1 Yr ARM	5.250%	5.250%	$331.32	2.00%	6.00%
20-Yr 1 Yr ARM	5.250%	5.250%	$404.31	2.00%	6.00%
15-Yr 1 Yr ARM	5.250%	5.250%	$482.33	2.00%	6.00%
30-Yr 3 Yr ARM	6.250%	6.250%	$369.43	2.00%	6.00%
20-Yr 3 Yr ARM	6.250%	6.250%	$458.56	2.00%	6.00%
15-Yr 3 Yr ARM	6.250%	6.250%	$514.45	2.00%	6.00%
30-Yr 5 Yr ARM	6.750%	6.750%	$389.16	2.00%	6.00%
20-Yr 5 Yr ARM	6.750%	6.750%	$456.22	2.00%	6.00%
15-Yr 5 Yr ARM	6.750%	6.750%	$530.95	2.00%	6.00%
30-Yr 5/1 Yr ARM	5.125%	5.125%	$326.69	2.00%	6.00%
20-Yr 5/1 Yr ARM	4.750%	4.750%	$387.73	2.00%	6.00%
15-Yr 5/1 Yr ARM	4.875%	4.875%	$470.58	2.00%	6.00%
30-Yr 3/1 Yr ARM	4.625%	4.625%	$308.48	1.00%	5.00%
20-Yr 3/1 Yr ARM	4.500%	4.500%	$379.59	1.00%	5.00%
15-Yr 3/1 Yr ARM	4.375%	4.375%	$455.17	1.00%	5.00%
30-Yr 1/1 Yr ARM	3.875%	3.875%	$282.14	1.00%	5.00%
20-Yr 1/1 Yr ARM	3.875%	3.875%	$359.65	1.00%	5.00%
15-Yr 1/1 Yr ARM	3.875%	3.875%	$440.06	1.00%	5.00%

Fixed Rate Mortgages: Servicing Retained ^1,3

Term/Type	APR	Term	Monthly Payment
30-Yr Conventional	5.125%	360	$326.69
20-Yr Conventional	5.000%	240	$395.97
15-Yr Conventional	4.500%	180	$459.00

Rates effective as of: March 11, 2010

¹ APR and monthly payments are based on a $60,000 loan with 20% down. The APR could be different based upon prepaids, PMI, and closing costs.
² The APR and payment are subject to increase after closing.
³ Rates subject to change daily.