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Adjustable Rate Mortgages 1,2,3
Term/Type Rate APR Initial Monthly Payment Rate Cap - Year Rate Cap - Life
30-Yr 5/1 Yr ARM 4.500% 4.500% $304.01 2.00% 6.00%
20-Yr 5/1 Yr ARM 4.375% 4.375% $375.55 2.00% 6.00%
15-Yr 5/1 Yr ARM 4.250% 4.250% $451.37 2.00% 6.00%
30-Yr 3/1 Yr ARM 3.875% 3.875% $282.14 2.00% 6.00%
20-Yr 3/1 Yr ARM 3.750% 3.750% $355.73 2.00% 6.00%
15-Yr 3/1 Yr ARM 3.625% 3.625% $432.62 2.00% 6.00%
30-Yr 1/1 Yr ARM 3.500% 3.500% $269.43 2.00% 6.00%
20-Yr 1/1 Yr ARM 3.375% 3.375% $344.13 2.00% 6.00%
15-Yr 1/1 Yr ARM 3.250% 3.250% $421.60 2.00% 6.00%
Effective Date: April 16, 2013


Fixed Rate Mortgages (Servicing Retained) 1,3
Term/Type APR Term Monthly Payment
30-Yr Conventional 3.500% 360 $269.43
20-Yr Conventional 3.250% 240 $340.32
15-Yr Conventional 2.750% 180 $407.17
Effective Date: April 16, 2013

1 APR and monthly payments are based on a $60,000 loan with 20% down. The APR could be different based upon prepaids, PMI, and closing costs.
2 The APR and payment are subject to increase after closing.
3 Rates subject to change daily.

ADA BELLEFONTAINE KENTON MARYSVILLE
Ada Branch Bellefontaine Branch Kenton Branch Marysville Branch
(419) 634-5015 (937) 592-5688 (419) 673-1217 (937) 642-0467

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